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5 Fidelity Stock Funds For Your 401(k)
Jun 2, 2025
Fidelity is the largest 401(k) provider in the U.S. The asset manager oversees $1.4 trillion in 401(k) assets for more than 24 million retirement savers. That means if your employer offers a Fidelity 401(k), you’re in good company.
Your 401(k) investing strategy may involve a mix of stock and bond positions—hopefully according to a strategic asset allocation plan. If you don’t have allocation targets, see some easy advice here.
Once you set your 401(k) strategy, the next step is choosing which funds will fulfill that strategy. The five funds introduced below can step into your 401(k) portfolio as core stock holdings.
How These Fidelity Stock Funds Were Chosen
Core stock holdings for a 401(k) should be broad-based in scope and low-cost. Usually, their goal is to capture market-level returns without excessive risk or fees. These screening parameters were used to identify Fidelity funds meeting those qualifications:
Index funds with expense ratios below 0.5%
No front-end or back-end sales charges, also called loads
Broad exposure to U.S. stocks
Beta of 1 or less
Beta is a measure of volatility relative to the overall market. A beta of 1 or less indicates the fund is no more volatile than the market, as measured by an index like the S&P 500. The S&P 500 is a group of large, successful companies that represents about 80% of U.S. stocks in terms of market value.
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